Retirement
Research.

Project Panama 2028: Strategic Relocation

"An exhaustive evaluation of the jurisdictional, financial, and logistical viability of Panama across lean, comfortable, and luxury wealth tiers."

• The US “Net Worth Test” under IRC Section 877A identifies individuals with over $2M as “Covered Expatriates,” triggering a mark-to-market exit tax.
• Panama's Private Interest Foundation (PIF) is the primary tool to bypass civil law “Forced Heirship” and ensure US Wills are honored.
• Private healthcare in Panama offers a 25% discount vs. US prices, with routine specialist visits averaging $30-$50.
• A structural gap exists for retirees under 62; the Pensionado Visa requires a $1,000/mo lifetime pension, which US Social Security does not meet until eligibility age.

Portugal: The Atlantic Gateway

"Personal field notes and audio briefings covering the D7 residency pathway, cost of living along the Silver Coast, and the NRR tax transition."

• Evaluating the cultural integration vs. the “expat bubble” experience.
• Logistical breakdown of the D7 application and the shift toward digital nomad pathways.
• Strategic comparison of real estate values between Lisbon enclaves and interior regions.